Insurance for Caravans
you should essentially purchase a static caravan insurance so that you can shield yourself from any expenditures, that you will to do if your caravan is damaged due to some natural damage such as fire or bad weather, or if it gets stolen.
There are several caravan insurance policies that provide protection for any kind of damage occurring from fire, flood, bad weather, accident, theft and other malicious damage to the caravan.
Your caravan’s possession will also be shielded up to a limit, which will be cited in your policy; and this will be generally about 300 .
This possession cover is meant to cover belongings that would usually, in case of emergency, be left in the caravan such as furniture, curtains etc. However, money, jewellery and other valuables are not usually covered under standard caravan insurance and should be covered under all risk sections of your household contents insurance.
It becomes your prime job to look after your property. Hence, if your property was rightly locked in your absence, only then it will be covered. Thereby, if you leave your property or belongings open in a toilet tent or under an awning, then these will not be covered.
By the same token, if you do not fit your caravan with a wheel clamp and hitch lock and it gets stolen, you will not be covered.
there are diverse points, so as to secure caravan site that you have picked. In fact, only then the insurance policy remains official. For example some insurers may insist that you park your caravan in a registered holiday park, whereas some may insist that your chosen destination in concealed by fencing or hedging around the boundaries…. try to compare caravan insurance!
If you wish to have you awnings covered for damage, then that is usually possible at a small extra fee, but usually depends on how old the awnings are. Typically, if your awnings are more than seven years old then insurance companies will not cover them.
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